Free Resources and Planning Tools
These free resources are designed to help you test real-life retirement travel decisions before you make bigger changes. Start with the checklist if you are still clarifying the life you want, use the workbook to understand your current baseline, and use the cruise calculator when you want to see the full cost of a trip before you book.
Cruise True Cost Calculator
A simple spreadsheet to estimate the real door-to-door cost of a cruise before you book.
Cruise fares rarely tell the whole story. This calculator helps you include flights, hotels, transportation, pet or home care, gratuities, insurance, excursions, onboard spending, and a realistic buffer so you can compare cruise options more clearly.
Enter your email below to get the free calculator.
Retirement Test-Drive Checklist
A calm, practical checklist for noticing what to test before you leave full-time work.
Retirement planning is not only about money. This checklist helps you think through the routines, spending habits, pace, housing, travel rhythm, life admin, support systems, and real-life fit that can shape a more flexible retirement.
Retirement Test-Drive Workbook
A practical workbook to help you see what your real life costs before you redesign retirement around travel, flexibility, or a different rhythm.
Use this workbook to look at your current monthly baseline, track real spending, and begin noticing what might stay the same, change, or need more testing before retirement. It is meant to create clarity, not pressure.
These tools are for educational and planning purposes only. They are not financial, legal, tax, investment, medical, or retirement advice. Use them as a starting point for your own planning and adjust them for your situation.