Resources and Planning Tools
These free tools are designed for different points in the planning process. Start with the Retirement Test-Drive Checklist if you’re still figuring out what you want retirement to look like, use the Retirement Test-Drive Workbook to understand your current baseline, and use the Cruise Cost Planner when you want to know what a cruise will really cost before you book.
Cruise Cost Planner
See the real, door-to-door cost of a cruise: flights, hotels, pet care, gratuities, insurance, onboard spending, and a realistic buffer. Try the online calculator right now — nothing to download — or get the fill-on-your-phone PDF, print edition, and comparison spreadsheet below.
Retirement Test-Drive Checklist
A calm, practical checklist for noticing what to test before you leave full-time work: routines, spending, pace, housing, travel rhythm, support systems, and real-life fit.
Retirement Test-Drive Workbook
See what your real life costs now, mark what you’d keep, reduce, or replace, and turn what you notice into a small 30-day test.
Get all three planning tools by email — including fillable, print, and spreadsheet versions where available.
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These tools are for educational and planning purposes only. They are not financial, legal, tax, investment, medical, or retirement advice. Use them as a starting point for your own planning and adjust them for your situation.
Cruise Cost Companion — $20
Keep your cruising year in one place. Organize multiple named cruises, track deposits paid and balances due, compare planned and actual costs, and keep reservation documents with each trip. Casino tracking and a yearly summary help you see how the trips add up.
Your purchase includes the interactive Companion and a Quick Start guide. Download it and open it in your desktop browser.
$20 USD · One-time purchase · Digital download · 14-day refund policy
See what’s included and how the Cruise Cost Companion works.
